Giles co-founded Zopa in 2004, was CEO from 2007 to 2015, Chairman from 2015 until February 2019 and remains an active board member. Zopa was the world’s first P2P lending business and is shaping the future of consumer finance by providing better value and service. Zopa is profitable and has now made over £4bn of loans in the UK, with over £1bn lent in the last 12 months alone. Zopa is now launching a next generation bank to extend its range of financial products to consumers.
He is also chairman of: Bethnal Green Ventures, Europe’s leading early-stage tech for good VC for ambitious founders using technology to tackle big social and environmental problems that aim to improve millions of lives; MarketInvoice, the FinTech platform where businesses have sold invoices to investors to raise over £2bn in working capital; Kreditech, the FinTech consumer lender based in Hamburg, operating in Spain, Poland, Russia and India; and Dynamic Credit, the Dutch direct mortgage lender and asset manager with over €10bn in mortgage assets.
Giles received a Master’s degree in Experimental Psychology from Christ Church at Oxford University and his MBA from INSEAD. He was awarded an OBE in 2015 for services to financial services and was named FinTech leader of the year in the 2016 FinTech innovation awards.